Compare the high-interest savings accounts below to see which one is right for you.
Compare the high-interest savings accounts below to see which one is right for you.
UMB Savings | UMB Youth Savings | UMB Retail Money Market | UMB Premium Savings | |
---|---|---|---|---|
Is it right for you? | A straightforward savings account to help you reach your goals. | A savings account opened in the name of a child can help them start financially strong. | An interest-bearing savings account that provides check and debit card access to balances. | An interest-bearing savings option for those with larger savings balances. |
Monthly Service Fee | $3 | No Fee | $10 | $25 |
Minimum Opening Deposit | $100 | $25 | $100 | $25,000 |
Interest Paid on Balance | ||||
Transaction Limitations | ||||
UMB ATM Withdrawal | No Fee | No Fee | No Fee | No Fee |
Non-UMB ATM Withdrawal** | $2 Each | $2 Each | $2 Each | $2 Each |
How to Waive Monthly Service Fee | $100 minimum daily ledger balance | N/A | $1,000 average collected balance | $25,000 minimum daily ledger balance |
Online Rates | View Rates | Contact your local branch | View Rates | View Rates |
Apply now | Open at your local branch | Apply now | Apply now |
**The institution that owns the non-UMB Bank ATM may also charge an access fee, which cannot be refunded.
A savings account helps you reach your financial goals. To find the right savings for you, consider your needs first including how often you plan to withdrawal funds, service and maintenance fees, and how you prefer to access your money.
Yes! A UMB Youth savings account is one way to help a child start a financial foundation. These accounts are opened by a parent or guardian in the name of a child.
Find the savings account option that makes the most sense for your lifestyle and future goals.
UMB’s one-on-one financial coaching can help you get the most from your banking experience.
Online and mobile banking, phone banking, bill pay, Apple Pay and more – bank however you want to bank with UMB.*
*Some restrictions may apply. See the UMB Online Banking Agreement and the UMB Mobile Remote Deposit Terms and Conditions for more information. Consult your mobile carrier about applicable data usage or SMS charges.
If you’re interested in locking in an interest rate for a set period of time, a time deposit account may be right for you. This type of account offers a fixed rate of interest for a term of your choice with rates that may be higher than what is offered on savings accounts.
Big dreams start small, so help the child in your life start saving money today. This account is designed so that a parent or guardian can establish a savings account in the name of a child. Help the young ones in your life start financially strong.
UMB offers personalized banking services for individuals and families with high net worth, including in-depth financial consultations and a full-service review of your goals and needs.
The UMB health savings account (HSA) helps you better manage healthcare costs today and in the future with easy access to funds, dedicated customer service, and the tools you need to make the most of your money.
Review savings account details in our comparison table. If you need assistance, have a UMB banker contact you.
To open an account online, you must: