Securities and insurance products are:
NOT FDIC INSURED • NO BANK GUARANTEE • NOT A DEPOSIT • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY LOSE VALUE
Anchored in experience
As a fourth-generation family-led business, UMB has navigated every economic wave with strength and stability since 1913. Drawing on this legacy, you can access a range of exclusive wealth management resources to help you achieve your long-term financial vision.
A fiduciary relationship
We deliver the fiduciary standard of care and loyalty with honesty, skill, and diligence to nurture your relationship with us over time.
A disciplined approach
Side-by-side, we’ll chart a clear and flexible roadmap that evolves with you as your goals and horizons change.
Access and ease
We put the control in your hands with premium financial access that provides real-time data and views across your accounts.
Your team, clarified
Our simplified, relationship-first approach keeps you connected to your dedicated wealth advisor, with the backing of a specialized team. This single-point-of-contact model creates a deeply collaborative connection between you and your advisor, while leveraging the niche expertise of our specialized financial professionals.
Diverse services, unified strategy
You will receive an expertly designed and diligently managed wealth strategy with flexibility to adjust as you move through the four stages of our wealth management process:
Discovery and Understanding > Strategic Design > Implementation > Ongoing Monitoring
Financial Planning
Financial planning is ongoing and requires a complete view of your financial journey—with conversations and support at every turn.
Investment Management
Your portfolio will be built for long-term wealth preservation, with market trend management and meticulously selected asset allocations.
Retirement Strategies
You can feel confident in your future with retirement distribution and withdrawal strategies, optimization and precise forecasting and analysis.
Risk Management**
Our comprehensive insurance solutions allow us to deliver policies that are cost effective, tax efficient and flexible with long-term performance.
Integrated Services
Our integrated approach ensures that a single financial decision isn’t made in a vacuum. We view your plan holistically and make adjustments as needed across disciplines.
Additional Services
ESTATE PLANNING
• Alignment of wealth transfer with family values
• Estate planning review and analysis
• Coordinated trust reviews
• Coordination with estate attorneys
TAX PLANNING STRATEGIES
• Withdrawal sequencing
• Tax loss harvesting
• Asset location
• Coordination with tax professionals
CASH FLOW PLANNING
• Analysis of current cash flow outlay
• Liquidity planning for large purchases and needs
• Debt and leverage management
• Forecasting of future cash flow obligations
PHILANTHROPIC & CHARITABLE PLANNING
• Charitable giving strategy and alignment
• Utilization of Donor Advised Funds
• Private foundation planning
FAMILY GOVERNANCE
• Guidance and education around family mission, vision and core values
• Efficient and effective wealth transfer
The Scoop-Compounding Good Decisions
Join UMB's President of Private Wealth Management Nikki Newton and KMBZ broadcaster Dana Wright for a conversation about compounding good financial decisions in this episode of The Scoop.
Clarity creates confidence
With your UMB advisor and team, you can rise above financial complexity to clearly see your holistic wealth strategy. As life evolves, you can remain confident knowing your finances are planned with precision, your risks are managed, and a secure legacy plan in place.
Clarity begins – and endures – here.
Economic Insights
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Economic market update: Inflation, debt, hawkish Fed
Read NowBelow is an economic analysis of August market moves provided by UMB Bank Trust & Investment Services. August was marked by ongoing headlines regarding inflation data and consternation over the growing U.S. debt burden. Inflation Annualized inflation data continue to...
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2026 midyear economic update: A new era at the Fed
Read NowSorry, your browser doesn't support embedded videos. The second quarter brought a rapid rebound from the turbulence unleashed during Q1. Markets had fallen during Q1 in response to the Iraq conflict, but began to rebound in early April, maintaining that...
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Economic analysis of Q1: The war, oil and consequences for the markets
Read NowThe first quarter of 2026 witnessed a truly amazing mix of geopolitical and market events in rapid succession. There were major global headlines throughout the first quarter, and, on the home front, the tariff package was struck down by the...
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AI POV: Impacts on the markets and what the future may hold
Read NowPerspectives on the good and ills of AI have flooded social media and news networks for months, if not years. However, a new thought piece has ignited a major eruption of noise about the economic consequences of artificial intelligence (AI)...
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2026 Economic outlook: The K factor
Read NowEconomic growth was surprisingly robust in 2025 despite lots of fireworks in Washington D.C and some pretty challenging periods for the financial markets. We had a painful market sell-off in April after the initiation of the new tariff campaign, but...
Advisory services offered by Investment Advisor Representatives through UMB Private Wealth Management, LLC, an SEC registered investment advisor. Banking services offered through UMB Bank, n.a.
*UMB Trust and Investment Services is a division of UMB Bank, n.a.
**UMB Insurance, Inc. is a subsidiary of UMB Bank, n.a.
UMBPW and UMB Bank, n.a. are affiliates and wholly owned subsidiaries of UMB Financial Corporation.
You may not have an account with all of these entities. Contact your UMB representative if you have any questions.
Securities and Insurance products are:
NOT FDIC INSURED | NO BANK GUARANTEE | NOT A DEPOSIT | NOT INSURED BY ANY GOVERNMENT AGENCY | MAY LOSE VALUE
Private Wealth Management, LLC: Customer Relationship Summary
Private Wealth Management, LLC: UMB Private Wealth Privacy Notice