Commercial Loans and Lines of Credit
Right-sized commercial loans and lines of credit
As the market changes, or opportunities surface, your business lending needs will shift. We can help you find the solution that works for you today, tomorrow, and beyond.
Custom solutions
Your business is unique, which is why we take the time to listen and learn about your specific vision. Together, we discuss short- and long-term goals and provide flexible solutions tailored to your situation.
Responsive service
Your goals and values are the foundation for our banking recommendations. We come alongside you with one-on-one support and direct access to your UMB team.
Strategic insight
Confidently seize new opportunities as you leverage our commercial banking insights and expertise. We can help plan for the short- and long-term and invest assets strategically.
Ready to grow your business with confidence
Business line of credit
Open a line of credit to fund short-term business expenses quickly and easily, with terms and rates tailored to your unique needs. This flexible solution includes an automated payment option, so you can borrow, repay and re-borrow the amount you need, when you need it.
Equipment loans
The right equipment can help your business operate efficiently and successfully. As you research the best purchase for your business, we can help you build financing that fits. We offer a variety of convenient equipment loan options with low down payments.
Term loans
If you want to closely manage your monthly expenses, a term loan can help you stretch payments beyond a typical timeframe for business loans. You may also benefit from the predictable, consistent amortization schedule that can help with expense management. This type of financing is structured to match the life of the collateral or asset purchases, like machinery and equipment, vehicles and trucks, or furniture and fixtures.
Commercial capital markets
As businesses grow, financial needs grow more complex — larger credit facilities, greater rate exposure, commodity price risk. Our specialized desks exist to help you navigate exactly those needs. Lean on our experienced team to help meet your commercial capital market needs.
Commercial real estate financing
Business real estate is a big deal. Whether you’re developing, renovating or purchasing business property, you need a lender you can depend on. Work with UMB for one-on-one support to help you follow through on your commercial real estate plans.
Agribusiness banking
Our agribusiness team delivers solutions for the borrowing and banking needs of producers, processors and growers, as well as suppliers and manufacturers of equipment and goods. We believe in digging in, rolling up our sleeves and truly getting to know you to provide thoughtful planning and advice.
