FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Boost your financial know-how

Explore educational playlists to help you build and secure your financial future

Learn more
Loans Mortgage Home Loans

UMB

THE HOME OF HOME MORTGAGES.

Purchasing a home is an exciting event, and UMB can help make the experience go smoothly.

UMB Mortgage Solutions
HELOC or second mortgage

Home Equity Line of Credit

Introductory rate as low as 5.99% APR¹ for 24 months*

*After 24 months variable 7.99% - 10.75% APR applies.

Apply for a HELOC

UMB Checking Accounts - Open An Account Online Today

UMB Select Checking®

  • $1,000 minimum opening deposit
  • Fee waivers and special loan rate discounts
  • Earn interest on your account balance
Learn more

Count on more.®

Recalibrate your income and expenses

How to bank with us

Access your accounts online or through our app so you can bank from your couch or even the dentist office.

Learn more
  • skinny jumbo mortgage

    The skinny on jumbo mortgages

    If you’ve purchased a large home, vacation property or live in a city where home prices are above the national average, chances are you’ve taken out a jumbo mortgage. You just may not know that’s what it’s called. Below I...

    Read Now
  • financial capabilities at every age

    How to build your financial capabilities at every age

    While you should always try to make informed financial decisions, it’s especially important to understand the impact of financial education during each life stage. Here are a few ways you can sharpen your financial knowledge and understand how to grow...

    Read Now
  • Home buying basics

    Quick guide: Home buying basics to know

    Home buying: What you need to know Now that you’ve nailed down what you want in a home and you know what you can afford, it’s time to choose the right house. Depending on your region, there may be a...

    Read Now
  • revenge savings

    What is revenge saving: Defining your financial counterattack

    Many Americans enjoyed a few years of increased spending after the pandemic because they missed going out and traveling, but now the spending has turned to revenge savings ‡. Revenge savings is a social savings trend when instead of spending...

    Read Now
  • debt management tips

    Debt management tips to help prioritize your budget

    Looking at where you are in your current financial situation can help you plan for the future and align your spending and saving strategies with your long-term financial goals. It’s important to keep track of your debt and prioritize how...

    Read Now
UMB Simply Rewards Credit Card

15,000 bonus points

And a low introductory APR.
UMB Simply Rewards Visa Credit Card

Learn more
Showing a person's hand with credit card using an ATM machine

Find an ATM or branch

  • Home
  • Personal Banking