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UMB Select Checking®
- $1,000 minimum opening deposit
- Fee waivers and special loan rate discounts
- Earn interest on your account balance
Count on more.®
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Access your accounts online or through our app so you can bank from your couch or even the dentist office.
Explore Our Financial Education Resources
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Maximize credit card rewards: Top strategies for 2026
Read NowCredit card rewards programs offer all kinds of perks, from flight discounts to cash back and more. These attractive offerings give card users the chance to get something extra for simply using their credit cards. However, it takes some thought...
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Paying for medical needs with an HSA: Considerations for women
Read NowHaving enough extra funds on hand to manage health needs is a major worry for most Americans. A 2026 study from Peterson-KFF ‡, a health policy research organization, shows that nearly 32% of American households are “very worried” about medical...
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Top reported fraud schemes of 2025: Imposter scams and social engineering attacks continue to rise
Read NowThe Federal Trade Commission (FTC) ‡ received 3 million fraud reports from consumers in 2025, with a reported $15.9 billion in losses. This was not only the highest loss and number of reports in history, but it was also a...
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Benefits of a health savings account in your financial plan
Read NowOn July 4, 2025, the One Big Beautiful Bill Act (OBBBA) ‡ was enacted, and there are certain aspects of the bill that provide newly eligible groups immediate access to the benefit HSAs can provide. Now is a great time...
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How to plan for unexpected expenses on your family vacation
Read NowA family vacation is a great way to make lasting memories and enjoy time together with your kids. But even the best-planned trip can come with surprise expenses. Without a good plan, a fun getaway can quickly become stressful. The...
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UMB Simply Rewards Visa Credit Card