Loans and Lines of Credit

Personal lending to help with your next step

Life can be unpredictable. That’s why we offer personal loans and lending options that can help you finance the unexpected and plan for the road ahead.

Loans and Lines of Credit

Personal lending to help with your next step

Life can be unpredictable. That’s why we offer personal loans and lending options that can help you finance the unexpected and plan for the road ahead.

Exceptional service

Whether you know exactly what you need or prefer some help to understand your options, your UMB personal banker will be with you every step of the way.

Competitive rates

From mortgages and home equity solutions, to personal bank loans and auto financing, we offer competitive rates with convenient features.

Online access

Quickly and easily manage your UMB loan with online banking and the UMB Mobile Banking app.

Apply for a mortgage

Our experienced mortgage loan originators will work with you to ensure you receive the best service while financing the home of your dreams.

Apply Now

Learn about home equity

Compare your home equity lending options to see which one can help you achieve your goals.

Learn More

 

 

Apply for an auto loan

Whether buying a new or used vehicle or refinancing your current auto loan, UMB offers convenient auto lending solutions with competitive rates.

Apply Now

Mortgage home loans

Purchasing a home is an exciting event, and UMB can help make the experience go smoothly, with a simple application process and one-on-one mortgage loan assistance. We can also assist with your home refinance plans.

Loans Mortgage Home Loans

Loans Auto Loans.

Auto loans

Buy a new or used vehicle, or refinance your auto loan with UMB’s flexible auto lending solutions. We also offer loans for recreational vehicles like motorcycles and RVs.

Home equity lending

Upgrade your home, make repairs, create an emergency fund or prepare for a large purchase using your home equity.

Loans Home Equity Lending.

Account features

  • Convenient online account management
  • Transparent fees and charges
  • One-on-one financial review and assistance

Are you a UMB Private Banking client?

Our private banking clients are eligible for exclusive credit management solutions.

Learn more

Choose the UMB credit card with the rewards you want.

Learn More

Get financing savvy with our loan calculators.

View Loan Calculators

Subject to credit and collateral approval.

  1. Must be 18 years or older to apply. No discounts apply. Additional terms and conditions may apply. See a UMB personal banker for more information.
  2. Must be a current UMB customer.


Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender

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