Loans and Lines of Credit
UMB offers personal, home and auto loans to help with your next step in life
Life can be unpredictable. That’s why we offer personal loans and lending options that can help you finance the unexpected and plan for the road ahead
Personal Loans, HELOC, Mortgage, Auto Loans, and Lines of Credit
Exceptional service
Whether you know exactly what you need or prefer some help to understand your options, your UMB personal banker will be with you every step of the way.
Competitive rates
From mortgages and home equity solutions, to personal bank loans and auto financing, we offer competitive rates with convenient features.
Online access
Quickly and easily manage your UMB loan with online banking and the UMB Mobile Banking app.
Home equity lending
Upgrade your home, make repairs, create an emergency fund or prepare for a large purchase using your home equity through our home equity loan and HELOC options with competitive interest rates.
Mortgage home loans
Purchasing a home is an exciting event, and UMB can help make the experience go smoothly, with a simple application process and one-on-one mortgage loan assistance. We can also assist with your home refinance plans.
Auto loans
Buy a new or used vehicle, or refinance your auto loan with UMB’s flexible auto lending solutions. We also offer loans for recreational vehicles like motorcycles and RVs.
Personal loans
With a personal loan from UMB, you can consolidate high-interest debts, cover major expenses or even fund a special purchase. Let us help you take the next step in your financial journey.
UMB BANK CUSTOMER REVIEWS
"Warm, straightforward, personal, and as efficient service in establishing a home equity loan as I have ever experienced at a bank."
– Bob from Denver, CO
"It was our first experience with UMB Bank. We are extremely happy with our loan and with everything that UMB has to offer. The associates were amazing and very knowledgeable throughout the process. We will bank with this bank for many years to come! Thank you so much!"
– Marcel from Springfield, MO
"Truly the best experience I have ever received with any bank. UMB made the process for applying for a loan truly easy and efficient. I only banked with UMB for a few years but they have earned a customer for life."
– Andrew from Denver, CO
All reviews courtesy of Google
Loan calculators
UMB's loan calculators can help you address common financial challenges and questions around home mortgage and auto financing.
Are you a UMB Private Banking client?
Our private banking clients are eligible for exclusive credit management solutions.
