UMB Financial Calculators
Financial, savings, auto and mortgage loan calculators
Save and spend smarter. Use personal financial calculators from UMB to analyze auto and home loan payments, college and retirement savings, debt consolidation and more.
College Savings Calculator
Use this detailed guide to determine how much you should be saving for college.
529 College Savings Plan Calculator
Learn more about the advantages of 529s to help you save for college.
Credit Card Balance Transfer Calculator
Estimate potential credit card interest savings with this balance transfer calculator.
Save Now vs. Save Later Calculator
See how much more interest your money could earn if you start saving now.
Retirement Savings Calculator
Are you saving enough for retirement? Use this helpful calculator to analyze retirement savings variables.
New House Calculator
See how much house you can afford by looking at your income, debt and home financing variables.
Mortgage Payment Calculator
Estimate a mortgage payment you can afford using home loan amount, interest rate and other key factors.
Rent vs. Buy a Home Calculator
Wondering if you should I rent or buy a house? See what may makes sense for you right now.
Closing Cost Impact on Interest Rate Calculator
Itemize home mortgage closing costs and compare loans with different rates, fees or terms.
Extra Payment Calculator
Estimate the benefits of paying off your home mortgage or other loans more quickly with extra payments.
Mortgage Tax Savings Calculator
Determine potential personal income tax savings from paid mortgage interest.
Refinance Breakeven Calculator
Determine if refinancing makes sense for you, weighing refinance costs with potential savings.
Mortgage Refinance Calculator
Analyze home refinance options, possibly for cash-out refinance or debt consolidation.
Loan Comparison Calculator
Compare interest rates, term and closing costs to help choose your best loan option.
Adjustable Rate Mortgage Calculator
Analyze the impact of interest rate assumptions on monthly payments and total interest paid over the life of a loan.
HELOC Calculator
Calculate how much you can borrow with a Home Equity Line of Credit (HELOC).