UMB Financial Calculators
Financial, savings, auto and mortgage loan calculators
Save and spend smarter. Use personal financial calculators from UMB to analyze auto and home loan payments, college and retirement savings, debt consolidation and more.
College Savings Calculator
See what you need save for higher education with this calculator from UMB.
Credit Card Balance Transfer Calculator
Use our Credit Card Balance Transfer Calculator to factor in balance-transfer fees and see if you can save money transferring your credit card balance.
Savings Calculator
This savings goal calculator will help you determine how much you’ll need to save each month in order to realize your next big purchase.
Retirement Savings Calculator
Use our Retirement Savings Calculator to see how you’ve prepared so far and what you might adjust to increase your nest egg.
Time Deposit (TD) Calculator
Commonly referred to as a certificate of deposit (CD), use this calculator to estimate what your TD could be worth over time.
HELOC Calculator
Calculate how much you can borrow with a Home Equity Line of Credit (HELOC).
Home Affordability Calculator
See how much house you can afford by looking at your income, debt and home financing variables.
Home Loan Comparison Calculator
Compare interest rates, term and closing costs to help choose your best loan option.
Mortgage Payment Calculator
Estimate a mortgage payment you can afford using home loan amount, interest rate and other key factors.
Mortgage Paydown Calculator
This mortgage payoff calculator helps you understand the benefit of paying off your mortgage fast with extra principal payments.
Mortgage Refinance Calculator
Use this calculator to figure out how much you could reduce your monthly and total loan payments if you refinance your mortgage.
Rent vs. Buy a Home Calculator
Use this calculator to compare the cost of buying and renting over the coming years.
Auto Loan Payment Calculator
Use this calculator to estimate your monthly auto loan payment, based on vehicle price, down payment, loan term and rate.
Auto Loan Refinance Calculator
See if you’d save money or change your car payment by refinancing an auto loan at a lower interest rate.