Beverage distributors can strategically acquire new brands to sell that diversify the portfolio of beverages offered to customers. Opportunities to acquire a new brand or key brands in your market are rare and require you to act quickly. It’s important to have a financial partner that can provide the lending capacity to support the acquisition. UMB is familiar with this financing and can help you analyze the short- and long-term impacts of a brand acquisition.

A territory is a defined market area where a beverage distributor can sell a beer brand or a family of brands. Similar to a brand acquisition, it is a rare and highly competitive process to acquire a new territory. It’s vital to have a financial partner that is nimble, flexible and responsive. Contiguous and non-contiguous acquisitions can offer incredible synergies that allow a distributor to spread expenses across more cases and increase cash flow to meet growth demands or planning goals. UMB believes in the market value of beverage distributors and can quickly offer competitive lending structures that allow for financial flexibility as you integrate a territory acquisition.

The beverage industry has a variety of equipment needs when it comes to running a successful distributorship. This will include everything from forklifts, delivery trucks, event trailers and racking, just to name a few. UMB will provide you with flexible equipment finance arrangements that allow you to source equipment quickly without a long or cumbersome approval process.

You’ve spent a lifetime working towards achieving your dreams and growing your assets. Estate planning is a strategic plan that helps preserve and protect your assets. For many business owners, planning for your business succession, retirement and ownership transfer converge at the same time. Building and communicating an estate plan in advance can help ease transition tension. UMB can provide comprehensive consultation and financial reviews to help guide your next steps.

Distributors have several options when it comes to expanding their facilities. Whether you’re building a new warehouse, expanding your existing facility, or simply adding racking to accommodate growing SKU’s. UMB can assist with financing to ensure you have the appropriate facility to support your growing operations. UMB partners with leaders in the construction and real estate industry who can help guide warehouse projects.

We are intently focused on designing a structure that works for your business and complements the strong and stable cash flows of the beverage industry. Tenors and amortization schedules exceed industry standards, simple covenant structures are built to allow you to comfortably operate your business, and our pricing will always be highly competitive.