Energy
Focused team. Steadfast partner.
UMB delivers a broad energy skillset, deep technical knowledge and experience, and extensive connections for U.S. oil and gas production projects.
Our long-term commitment
We have a long history in the energy segment, providing patient, growth-oriented and relationship-focused lending to support U.S. oil and gas companies to maximize reserve-based growth.
A field-trained team
UMB’s energy team is hands-on, with a deep fundamental and technical understanding of the oil and gas industry.
Your partner with integrity
UMB is committed to the highest business and ethical standards. For more than a century, we have proven that success comes from the lasting relationships and trust we build with our clients, our partners and our communities.


We know energy
UMB is a strong, stable, well-resourced and high-quality energy lending partner with deep expertise in the field, diversified offerings, and a nimble structure that allows us to act quickly. Our team’s in-the-field knowledge and flat company structure allow us to be a flexible energy bank that can meet the evolving needs of the industry.
Energy lending
As a specialized energy lender, we are committed to providing oil and gas companies the financial resources and support they need to capitalize on prevailing market opportunities. Our energy clients receive hands-on guidance with a single point of contact who tailors a financial package suited to their needs. And, our diversified offerings provide banking, treasury management and payment card solutions that extend beyond reserve-based lending.
Oil and gas partnerships
As a long-time lending partner to commodity-focused businesses in cyclical markets, UMB brings perspective and patience to its upstream energy financing partnerships. With UMB, energy lenders and energy companies gain access to the vast capabilities of a financially strong bank with a full suite of commercial banking services. We are a relationship-focused bank with Midwest values actively seeking quality energy partners whose standards and strategies align with our own.

Cash flow management
We can help you strategically manage your everyday cash flow through deposit and treasury solutions, so you can stay focused on the future.

Treasury services
We deliver a suite of treasury solutions from receivables and payables management, to fraud mitigation tools and payroll services.

Business credit cards
Find the right business credit card for your company with more options, more flexibility, more control and more protection.