If you plan to use your UMB credit card in another country, please let us know your travel dates and destinations before you leave. You can let us know by calling 800.821.5184 or contacting your local branch. When you let us know, we will place a travel notification on your account. You can also place the travel notification yourself through online banking.
After you set the travel notice, make sure you have a PIN set up. If this is a new card and you haven’t set your PIN yet, call 800.819.9889 to select a PIN or call 800.821.5184 to have one mailed to you, which may take up to 5 days to receive.
Please be aware that most cards have a 2% foreign transaction fee associated with them and the Office of Foreign Assets Control (OFAC) has restricted card usage in certain countries. Contact the 800.821.5184, visit your local branch or refer to your cardholder agreement for more details on international transactions.