Important Cost Information and Cardholder Agreements

UMB Visa^® Credit Card Programs with a Variable Purchase APR:

• Important Cost Information
• Cardholder Agreement 

UMB Visa^® Credit Card Programs with a Fixed Purchase APR:

• Important Cost Information
• Cardholder Agreement

Secured Visa^® Credit Card Programs:

• Important Cost Information
• Cardholder Agreement

Card Services Visa^® Credit Card Programs:

• Important Cost Information
• Cardholder Agreement

Sports, Entertainment, Agricultural and Precious Metals Co-brand Credit Card Programs:

• Important Cost Information
• Cardholder Agreement

Private Label Credit Card Programs:

• Pricing Addendum
• Cardholder Agreement