Financial, Loan and Mortgage Calculators
UMB's financial calculators can help you address common financial challenges and questions around home financing, college and retirement savings, and consolidating debt.
Financial, Loan and Mortgage Calculators
UMB's financial calculators can help you address common financial challenges and questions around home financing, college and retirement savings, and consolidating debt.
Explore financial, loan and mortgage calculators
Tell us what you're looking for or browse below.
Savings
College Savings Calculator
Use our college savings calculator to determine how much you should be saving for college on a regular basis.
Calculate
529 College Savings Plan Calculator
Use this calculator to find out what are the advantages of a 529 college savings plan.
Calculate
Credit Card Balance Transfer Calculator
Use this balance transfer calculator to help determine those potential savings.
Calculate
Save Now vs. Save Later Calculator
Use this calculator to determine how much extra you will need to save if you wait.
Calculate
Retirement Savings Calculator
This pre-retirement calculator was developed to help you determine how well you have prepared and what you can do to improve your retirement outlook.
CalculateMortgage and HELOC
Mortgage Payment Calculator
Use this calculator to estimate your monthly mortgage payment.
CalculateRent vs. Buy a Home Calculator
Use this calculator to help determine if it makes more sense for you to rent or buy a home at the current time.
CalculateClosing Cost Impact on Interest Rate Calculator
Use this calculator to itemize the closing costs and to compare loans with different rates, fees or terms.
CalculateExtra Payment Calculator
Use this calculator to determine how much more quickly you may be able to pay off your debt.
CalculateMortgage Tax Savings Calculator
Use this calculator to determine your potential tax savings with a mortgage.
CalculateFinance Breakeven Calculator
Use our calculator to determine if refinancing makes sense for you.
CalculateMortgage Refinance Calculator
Use our refinance calculator to analyze your situation today.
CalculateLoan Comparison Calculator
Use this calculator to help determine the best loan option for you.
CalculateAdjustable Rate Mortgage Calculator
Use our calculator to see how interest rate assumptions will impact your monthly payments and the total interest paid over the life of the loan.
Calculate
HELOC Calculator
Calculate your estimated borrowing capacity using a Home Equity Line of Credit (HELOC)
Calculate
Budgeting
Emergency Fund Calculator
Use this calculator to help determine how much you need to set aside monthly or as a lump sum to create an emergency fund.
CalculatePersonal Debt Consolidation Calculator
Use this debt consolidation calculator to determine how quickly you could get out of debt and how much interest you might save.
Calculate