Fraud Alerts Terms and Conditions
UMB will use short code 68109 to text alerts to you when we have detected possible fraudulent transactions on your debit or credit card account. Any Fraud Text Alerts with a short code other than 68109 may be from an unauthorized source.
You acknowledge that the Fraud Text Alerts are sent as a convenience to you and that UMB will not be liable for any delay in or failure to provide an alert, any inaccuracy in an alert, or any interception of an alert by an unauthorized entity or person.
You represent that you have authority to use the mobile number you have provided to receive Fraud Text Alerts and that the number you provided is accurate. You also agree that you will notify UMB of any change to your mobile number.
Nothing in these Terms and Conditions shall amend, supersede or nullify anything contained in any other agreement you have with UMB.
Opting out of UMB Fraud Alert Service
Fraud Alert messages are provided to you at no cost. You will not be charged for alerts received. Message frequency varies, as they are only sent when there is suspicion of fraud. For help send HELP to 68109. Send STOP to 68109 to end future fraud alert messages. For additional support, please contact us at the number on the back of your card. Mobile carriers are not liable for delayed or undelivered messages.