Investment Portfolio Management

A disciplined approach. A personal touch.

We know your needs are dynamic, and the investment landscape can change in an instant. That's why UMB's comprehensive Investment Management Services are built around an ongoing dialogue with the one who knows your situation best — you.

We put you first

We listen, analyze, understand and create a personalized investment strategy tailored to your unique situation, your life and your financial objectives. We believe getting to know you is critical, and we provide direct access to your investment team so you can get the answers you want.

Wall Street strengths. Main Street values.

We pride ourselves on having all the capabilities, resources, research and sophistication you need, backed by more than a century of financial strength and stability. Our investment management philosophy is grounded in the same values of strength, balance and integrity.

Transparency and access

Our fee structure is simple and straightforward. No hidden fees, no fine print. And, when you choose UMB, you have access to your team of tenured investment managers, strategists, and research specialists in a range of asset classes, equities, fixed income, and alternative investments working for you and your goals

Our investment philosophy

We’ve built a comprehensive and collaborative process to select investments that make the most sense for your personal financial objectives. Our team actively manages portfolios for individuals and institutions that seek long-term wealth enhancement and/or wealth preservation, with a focus on quality and an emphasis on risk management.

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Asset Allocation

Asset allocation is one of the most critical determinants of investment performance, making it a key component of effective portfolio management. That’s why UMB dedicates tremendous resources to ensuring our asset allocation research and analysis is both consistent and current.

Equity Management

UMB employs a proven, disciplined proprietary process in portfolio management, specifically in building equity portfolios. Our philosophy for equity management is straightforward: we prioritize the fundamental quality of the investment above all else. As part of our portfolio management approach, we strive for risk-adjusted returns with below-market volatility.

Fixed Income Investing

UMB approaches fixed income investing and portfolio management with an emphasis on quality. Our disciplined and time-tested investment process has helped us avoid many of the historic credit pitfalls. At UMB, fixed-income investing is an integral part of a strategic portfolio management approach, offering alternatives to potentially risky products and serving as a strong option for risk-averse investors.

Alternative Investments

UMB offers a full suite of liquid and private placement alternative investments. Our investment managers are dedicated to a comprehensive portfolio management and monitoring strategy that includes being proactive, keeping a sharp eye on interest rates and equity valuations, and ensuring your portfolio remains diversified and stable. With this approach, alternative investments serve as unique assets that may offer less volatility regardless of market direction, making them a valuable component of a well-managed portfolio.

Active management to suit your lifestyle

We believe constant monitoring of your investments is critical to selecting and maintaining a quality portfolio that’s diversified through smart asset allocation and security selection. Your portfolio manager will work closely with our experienced research teams to scrutinize the integrity of each individual position in your portfolio.

Our knowledge, your advantage

Our tenured economic team conducts comprehensive investment analysis by evaluating market conditions, historic and current trends, and real-time global forecasts. We leverage enterprise-wide analysis and selection through committee-driven asset allocation, robust research capabilities, and stringent due diligence processes. Your team reviews your personal situation and investment portfolio to help ensure the securities you hold remain well-positioned.

It’s all about balance

Our blend of both active and passive investing strategies, combined with a thorough investment analysis, can provide a more attractive risk-return profile and establish equilibrium for a holistic strategy. Your portfolio team will integrate investment analysis to balance efficiency and performance, frequently restructuring as markets shift to optimize your spread and capitalize on available savings.

Rigorous standards

Constant, disciplined research is the key to providing tailored options that help your reach your financial goals. We focus our efforts to provide solid investment opportunities and vital insight. This dedication to consistently reviewing your personal situation and portfolio of investments helps ensure the securities you hold remain appropriate for your current circumstances and adhere to our rigorous standards of quality and integrity.