UMB Checking Accounts - Open An Account Online Today

UMB Select Checking®
- $1,000 minimum opening deposit
- Fee waivers and special loan rate discounts
- Earn interest on your account balance
Count on more.®
Recalibrate your income and expenses

How to bank with us
Access your accounts online or through our app so you can bank from your couch or even the dentist office.

Explore Our Financial Education Resources
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Financial tools for teens
As your children grow, there will be more opportunity to share knowledge and know-how for responsible money management. The teenage years are an important time to continue—or start–learning how to build a successful financial future. If you have a child...
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Maximize your savings: Is a money market account right for you?
Living expenses continue to increase, which is why it’s essential to understand how to help your money work harder for you and what accounts to consider for your financial situation. Now is the time to make saving your money a...
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Money management: Giving your kids an allowance
Offering an allowance is one way to provide necessary skills that will help young ones understand money management and even how to use a basic savings account. These skills can help a great deal in the long-term, especially as children...
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One Big Beautiful Bill: Overview and significance for high-earners
After much anticipation, Congress passed ‡ legislation known as the One Big Beautiful Bill ( OBBB ‡), which President Trump signed it into law. Many of the bill’s key provisions will take effect as of January 1, 2026. While there...
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Transitioning from two household incomes to one
Life is full of twists and turns, making it impossible to always know what will happen next—especially when it comes to finances. Whether it’s a member of your household staying home to care for kids or older family members, unexpected...

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UMB Simply Rewards Visa Credit Card
