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THE HOME OF HOME MORTGAGES.

Purchasing a home is an exciting event, and UMB can help make the experience go smoothly.

UMB Mortgage Solutions
HELOC or second mortgage

Home Equity Line of Credit

Introductory rate as low as 5.99% APR¹ for 12 months*

*After 12 months variable 7.99% - 10.75% APR applies.

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UMB Checking Accounts - Open An Account Online Today

UMB Select Checking®

  • $1,000 minimum opening deposit
  • Fee waivers and special loan rate discounts
  • Earn interest on your account balance
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Access your accounts online or through our app so you can bank from your couch or even the dentist office.

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  • teens financial

    Financial tools for teens

    As your children grow, there will be more opportunity to share knowledge and know-how for responsible money management. The teenage years are an important time to continue—or start–learning how to build a successful financial future. If you have a child...

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  • money market account

    Maximize your savings: Is a money market account right for you?

    Living expenses continue to increase, which is why it’s essential to understand how to help your money work harder for you and what accounts to consider for your financial situation. Now is the time to make saving your money a...

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  • Allowance kids money

    Money management: Giving your kids an allowance

    Offering an allowance is one way to provide necessary skills that will help young ones understand money management and even how to use a basic savings account. These skills can help a great deal in the long-term, especially as children...

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  • One Big Beautiful Bill high earners

    One Big Beautiful Bill: Overview and significance for high-earners

    After much anticipation, Congress passed ‡ legislation known as the One Big Beautiful Bill ( OBBB ‡), which President Trump signed it into law. Many of the bill’s key provisions will take effect as of January 1, 2026. While there...

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  • two incomes

    Transitioning from two household incomes to one

    Life is full of twists and turns, making it impossible to always know what will happen next—especially when it comes to finances. Whether it’s a member of your household staying home to care for kids or older family members, unexpected...

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UMB Simply Rewards Credit Card

15,000 bonus points

And a low introductory APR.
UMB Simply Rewards Visa Credit Card

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