FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Boost your financial know-how

Explore educational playlists to help you build and secure your financial future

Learn more
Loans Mortgage Home Loans

UMB

THE HOME OF HOME MORTGAGES.

Purchasing a home is an exciting event, and UMB can help make the experience go smoothly.

UMB Mortgage Solutions
HELOC or second mortgage

Home Equity Line of Credit

Introductory rate as low as 5.99% APR¹ for 24 months*

*After 24 months variable 7.24% - 10.00% APR applies.

Learn more

UMB Checking Accounts - Open An Account Online Today

UMB Select Checking®

  • $1,000 minimum opening deposit
  • Fee waivers and special loan rate discounts
  • Earn interest on your account balance
Learn more

Count on more.®

Recalibrate your income and expenses

How to bank with us

Access your accounts online or through our app so you can bank from your couch or even the dentist office.

Learn more
  • financial future in uncertain times

    How to plan your financial future in uncertain times

    Whether you are thinking about job security, your retirement or your financial portfolio, uncertainty abounds. However, I would argue there is no better time than right now to think about your financial future and evaluate where you are today and...

    Read Now
  • manage money young adult

    How to manage money as a young adult

    As a young adult, the world is your oyster. This might be the first time you are living on your own and managing your own money. It can be daunting to start off on your own, but with a few...

    Read Now
  • Post holiday

    Post-holiday credit card debt: How to dig out and get ready for a new year

    According to Forbes‡, Americans spent a near-record amount over the holidays — but that doesn’t mean shoppers felt financially confident. Instead, buy-now-pay-later (BNPL) credit usage increased 11%, which will reshape household credit debt in these first months of the year...

    Read Now
  • new year finances

    New year, same financial plan?

    Establishing a financial plan is an important step to financial stability and independence—and critical to helping you see where you are today. But, setting the plan is just the first step. As you reach your goals and your life changes...

    Read Now
  • maximize health savings account stages of life

    How to maximize your health savings account at various stages of your life

    On July 4, 2025, the One Big Beautiful Bill Act (OBBBA) ‡ was enacted and there are certain aspects of the bill that affect HSAs. Discover how a few changes will impact business owners below. Now is a good time...

    Read Now
UMB Simply Rewards Credit Card

15,000 bonus points

And a low introductory APR.
UMB Simply Rewards Visa Credit Card

Learn more
Showing a person's hand with credit card using an ATM machine

Find an ATM or branch

  • Home
  • Personal Banking