Strategic Wealth and Financial Planning Services
Securities and insurance products are:
NOT FDIC INSURED • NO BANK GUARANTEE • NOT A DEPOSIT • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY LOSE VALUE
Everything we do starts with understanding your story
We believe in an active financial planning process that delivers a comprehensive view of your financial journey—with conversations and support at every turn.
Wealth planning unique to you
Your needs evolve over time, and we work closely with you to build a holistic strategy that aligns with your short- and long-term plans.
Build wealth with the right tools
Our financial planning services and resources can help set you on the right path to wealth accumulation, preservation and protection
Anytime access to align with your lifestyle
Manage your progress and plans on your time with UMB's 360Direct, online banking and the UMB Mobile Banking App.
What to expect with financial planning
Strategic financial planning is essential to maintaining peace of mind as you navigate the ever-changing stages and events of your life. Our financial advisors at UMB will begin by evaluating your personal and financial circumstances to understand where you are now and where you want to be.
Getting to know you
Your financial advisor will help you discover your areas of strength and identify any areas you may improve upon to maximize success. Whether you want to optimize your lifestyle, establish your legacy or build your wealth, we can offer personalized service and support.
Access to a specialized team
At UMB, your financial journey is our focus. Our dedicated financial advisors, along with a specialized team, provide the experience, support, and one-on-one guidance you need to make savvy and sound financial choices. Our financial planning services give you access to specialists across a variety of industries—from investments and trusts to retirement and estate management—ensuring you receive the attention, expertise, and personalized strategies you deserve.
Featuring
How financial planning works
To help you prepare for your financial consultation, below are some steps you can expect once you connect with UMB.
- Your team of financial advisors will set time to introduce themselves and get to know you.
- An interview will provide an in-depth review of your current spending and saving habits to help establish your plan’s baseline.
- Your team will take stock of all of your current assets, debts and income to determine the variables that can influence your plan’s success.
- Once your foundational plan is documented, your advisor will help you identify concerns, passions, plans, issues and more—all of which will shape your financial journey.
- Short- and long-term goal mapping and execution are the final stages to creating a action-oriented plan.
A full-view into your financial picture with UMB 360Direct®
With your UMB online account dashboard, you can see all your financial accounts--from UMB accounts to accounts at other banks, as well as investments, retirement accounts and more. Designed with you in mind, UMB 360Direct equips you with data to ensure your plan is tailored precisely to you.
Account management built for your goals
With UMB’s Decision Center, you can input a variety of choices and variables that are on the table for your financial plan. The tool will then provide a forecast for how these variables could impact your goals or change your financial picture.
Personalize your dashboard with photos and items that help your keep the most important things front and center—whether it’s goal-oriented or family-focused.
Features that optimize your financial plan
- Track and monitor balances daily
- Safely store important financial and legal documents in one location
- Experience interactive and detailed views of your financial assets, including proactive account activity alerts
- Collaborate remotely online with your advisor
- Analyze investments across accounts
- Access on your time, on any device
-
Lifestyle creep: How to identify it and avoid it
Read NowAs your income grows, continue to check expenses to avoid lifestyle creep, where you spending can impact your financial future.
-
The financial pros and cons of becoming a stay-at-home parent
Read NowBecoming a stay-at-home parent can have positive and negative implications for your family budget. Let’s take a look at the pros and cons.
-
Understanding lines of credit: How to know which is right for you
Read NowLines of credit can help bridge a financial gap. Find out more about the options before making a financial decision.
-
Don’t panic, plan (How Gen X can navigate retirement)
Read NowPlanning for retirement can be daunting. Discover how Gen Xers can prepare for retirement and make the next era one to look forward to.
-
Four considerations for women going through a wealth transfer
Read NowWomen are expected to inherit a large amount of wealth. Here are tips for navigating the wealth transfer process and managing new wealth.
Other Products and Services
View All
Financial planning services are offered by UMB Private Wealth Management. UMB Private Wealth Management is a division within UMB Bank, n.a. that manages active portfolios for individuals, fiduciary accounts, employee benefit plans, endowments and foundations. UMB Bank, n.a., is a subsidiary of UMB Financial Corporation.
Securities are offered through UMB Private Wealth Management.
Securities and insurance products are: NOT FDIC INSURED • NO BANK GUARANTEE • NOT A DEPOSIT • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY LOSE VALUE