Community Reinvestment Act
If you have questions about the bank's CRA performance or would like a copy of the public file, please email CRA@umb.com. Please note that there is a cost to print and/or mail copies of the bank’s CRA public file.
UMB Bank, n.a., Headquartered at 1010 Grand Boulevard, Kansas City, Missouri
These files are made available to the public. Upon request, the bank can provide paper copies and in accordance with the regulation, may charge a reasonable fee for the cost of copying and mailing (if applicable). Files are required to be current as of April 1 of each year.
CRA Public Files
Assessment Area Maps
Branch Information
- Branches Opened and Closed
- Branches Opened and Closed for acquired institution, Heartland Financial USA, Inc.
- Branches and Geographies
- Branches and Geographies for acquired institution, Heartland Financial USA, Inc.
- UMB Bank Census Tracts
CRA Disclosure Statements
CRA Small Business and Small Farm lending data is available online for review. These data are available online in PDFs below or on the Federal Financial Institutions Examination Council's (FFIEC) website.
- UMB Bank, NA 2023 CRA Disclosure Statement
- UMB Bank, NA 2022 CRA Disclosure Statement
- CRA Disclosure Statements for acquired institution, Heartland Financial USA, Inc.
HMDA Disclosure Statements
Home Mortgage Disclosure Act Notice The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau's Web site.
- UMB Bank, NA 2023 HMDA Disclosure Statement
- UMB Bank, NA 2022 HMDA Disclosure Statement
- HMDA Disclosure Statements for acquired institution, Heartland Financial USA, Inc.
CRA Performance Evaluation
Bank Products and Services
- Consumer Products
- Consumer Banking Solutions Guide
- Consumer Schedule of Service Fees and Charges
- Commercial and Business Products
- Business Checking Solutions Guide
- Business Schedule of Service Fees and Charges
- Products, Services, and Fees for acquired institution, Heartland Financial USA, Inc.
Public Comments
Community involvement
We are committed to the vibrancy and success of our communities, which we support through volunteering, leading and giving
Corporate citizenship
We work to live up to the high standards we set for ourselves and to exceed the expectations of our customers and communities.