Small Business Banking

Responsive. Committed. Comprehensive.

Those are just a few of our adjectives that you can bank on.

Responsive small business specialist

Your dedicated banker will work hard to understand your business and situation so that you can make informed, confident financial decisions, and help you find the right solutions.

Comprehensive solutions for your growth

We have all of the banking and lending solutions you may need to cover the full lifecycle of your business as you launch, change and adapt to market changes and new opportunities.

Committed strategic support and vision

We’ve helped businesses grow for over 100 years because of our personal commitment to being there for you when you need us most for strategic financial advice.

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“Our dedicated Small Business Specialists are strategic thinkers offering advice, solutions and support at every stage. Our team knows the ins and outs of getting you and your business from where you are now to where you want to be.”

– Jacob Hymes

SENIOR VICE PRESIDENT,
DIRECTOR OF SMALL BUSINESS

We take your success personally

This is not just our mantra, it’s our promise to you as your business banking partner. We know that your “small business” isn’t defined by the size of your enterprise, but by the passion for seeing your dream come to life.

Or call 844.958.1299

Let’s get started

Small Business Banking Key Solutions

Small Business Loans

Custom solutions
Term loans
Equipment loans
Real estate loans
SBA loans

Lines of Credit

Borrow what you need, when you need it
Flexible terms
Rates tailored to your unique needs
Automated payment option
Invoice factoring and financing

Credit Cards

Advanced reporting capabilities
Improve cash flow efficiency
Get rewarded for spending
Streamline your payables
Reduce fraud

Improving Cash Flow

Strategically planning for short- and long-term
One-on-one business consultations
Comprehensive online account management
Responsive customer service
Business checking built for your needs
Savings solutions with your best interest in mind

Treasury Management

Strategically planning for short- and long-term
Accounts receivable management
Accounts payable management
Payment services
Fraud management
Real-time reporting
Remote management

Merchant Services

Payment processing
Payment security
Ecommerce solutions
Variety of payment interfaces

We’re here to answer any questions and provide information on our full suite of services to ensure that you find the right solution.

Get answers now

Or call 844.958.1299

Small business banking online

Online banking is a simple way to pay bills and manage your accounts from your home or office, or when you’re on the move. With UMB’s online banking dashboard, you can easily transfer funds between accounts or view up to 18 months of statements, check images and deposit slips.

Find the right card that works for your business

Flexible rewards, employee management, and in-depth reporting. We can answer any questions and help you determine which card is right for you.

Small business education

UMB has created a series of online small business tutorials to help your business succeed. We’re always adding new topics that we believe can help you build and manage your business. Choose a popular topic below or explore them all.

Developing a business plan

Learn about the components of a business plan and how to create one that communicates your business’ financial future and health.

Overcoming small business financial hardships

Learn more about how you can help make your business better equipped to handle challenges.

Obtaining financing and funding for your small business

Learn how to find the right financing and funding sources for your small business.

Opportunities for women and minority-owned small businesses

Learn about the various opportunities available to launch, sustain, and expand your small business.

Connect with a small business specialist

We take your success personally, and we are here to answer any questions large or small.
We'll do everything we can to help you make sound, informed business decisions.

Or call 844-958-1299

Let’s connect