Your Home Mortgage Checklist

Applying for a home loan doesn’t have to be complicated.

Use our Mortgage Checklist to help you gather the documents typically requested to avoid delays in processing your mortgage loan.

Your Home Mortgage Checklist

Applying for a home loan doesn’t have to be complicated.

Use our Mortgage Checklist to help you gather the documents typically requested to avoid delays in processing your mortgage loan.

Mortgage Checklist

  • Completed Loan Application package and signed Intent to Proceed
  • Homeowner’s Insurance Declaration Page (if refinancing)
  • Valid Photo ID
  • Current Mortgage Statement (if applicable)
  • W2s from last two years
  • Paystubs from last 30 days with year-to-date (YTD) earnings
  • Two months of current bank statements, all pages
  • Social Security or Pension Awards letters (if applicable)
  • Last two years of tax returns
  • Divorce Decree (if applicable)
  • Trust Documents (if applicable)

Get Started

With the help of our mortgage professionals and a clear understanding of each step, your home buying experience can be simple and stress-free. Click "Apply Now" to get started on your UMB mortgage loan application.

Apply Now

Put your home’s equity to work

Tackle your next project with a UMB home equity line of credit.

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Find a checking account that fits your needs

Our checking accounts have the everyday features you need with the exceptional service you want.

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