Your Home Mortgage Checklist

Applying for a home loan doesn’t have to be complicated

Use our Mortgage Checklist below to help you gather the documents typically requested to avoid delays in processing your mortgage loan.

SVG
Completed Loan Application package and signed Intent to Proceed
SVG
Homeowner’s Insurance Declaration Page (if refinancing)
SVG
Valid Photo ID
SVG
Current Mortgage Statement (if applicable)
SVG
W2s from last two years
SVG
Paystubs from last 30 days with year-to-date (YTD) earnings
SVG
Two months of current bank statements, all pages
SVG
Social Security or Pension Awards letters (if applicable)
SVG
Last two years of tax returns
SVG
Divorce Decree (if applicable)
SVG
Trust Documents (if applicable)
happy family outdoors

Get started

With the help of our mortgage professionals and a clear understanding of each step, your home buying experience can be simple and stress-free. Click "Apply Now" to get started on your UMB mortgage loan application.

Apply now
  • home buying basics to know

    Quick guide: Home buying basics to know

    Home buying: What you need to know Now that you’ve nailed down what you want in a home and you know what you can afford, it’s time to choose the right house. Depending on your region, there may be a...

    Read Now
  • Right loan for you

    Buying a home: Choosing the right mortgage loan for you

    There are many home loan choices. Finding the right lender will be the key to obtaining the information you need to make the right decision for your home financing situation. The pre-approval process should have uncovered many of the factors...

    Read Now
  • how to get keep mortgage

    What it takes to get (and keep) a mortgage

    Buying a home can be a roller coaster ride with many ups and downs along the way, especially in today’s housing market. From finding the home of your dreams to being outbid by another buyer, there are many potential emotions...

    Read Now
  • HELOC or second mortgage

    Is a HELOC or second mortgage right for me?

    For many people, a home is the most significant asset they own, and this asset can provide homeowners access to funding if they need it. But what is the best way to use your home as collateral? The first thing...

    Read Now
  • Marisa Thanksgiving

    The intangible benefits of homeownership

    The financial benefits of owning your home are often discussed, but there is more to homeownership than getting ahead financially. In addition to helping you become more connected to a community, short- and long-term intangible benefits can uplift you, your...

    Read Now