Our treasury management professionals will work with you to determine the ACH payment applications that can save you the most money, time and effort. And you can access fast, flexible and convenient same day ACH payments with your UMB account.
Our experience and technology can help you move money quickly, securely and efficiently. Online, real-time reporting gives you greater visibility into your incoming funds.
Positive pay is a fraud detection service that reviews check transactions to help ensure authenticity and accuracy. We offer several options for implementing positive pay for your accounts that can help improve fraud control.
Controlled disbursement account
Our controlled disbursement service enables you to take advantage of investment opportunities and gain maximum interest income while minimizing idle balances.
Business credit cards
Our purchasing, travel and rewards credit cards can help you simplify your payment process with online reporting and account management tools.
UMB’s account reconciliation services include a suite of products designed to help reduce your administrative expenses and clerical workload.
UMB, leveraging the capabilities of Paymode-X and Visa® Payables Solutions, provides you with an innovative, multi-payment type AP strategy that can help optimize revenue and maximize output. This solution can help your company reduce costs, streamline payments and drive revenue.
UMB can help you serve your employees, whether you’re looking for a cost-effective solution for managing payroll, or an integrated employee management solution that includes payroll processing, human resource management, customized reporting and tax filing.
Ask anyone in the payments industry what the future of payments is, and they’ll likely have a very quick answer: instant payments. As businesses increasingly move operational systems online, instant payments are key to making payables more efficient, secure and...
How commercial credit cards can improve cash flow, efficiency and security for your business
In the business-to-business (B2B) world, checks have long been the preferred method of payment, but the rise of electronic options is changing the payables landscape. While checks still account for 40% of B2B payments ‡ , the Association for Financial...
Top considerations for moving your payables to the cloud
Nearly everyone uses the cloud in their personal lives, from storing photos and accessing financial accounts to sharing documents and watching movies. But when it comes to the business world, the transition to cloud-based payments has been a slower migration...