UMB Integrated Payables

Reduce costs, streamline payments and drive revenue with an integrated payables solution.

UMB, leveraging the capabilities of Paymode-X and Visa® Payables Solutions, provides you with an innovative, multi-payment type AP strategy that can help optimize revenue and maximize output.

UMB Integrated Payables

Reduce costs, streamline payments and drive revenue with an integrated payables solution.

UMB, leveraging the capabilities of Paymode-X and Visa® Payables Solutions, provides you with an innovative, multi-payment type AP strategy that can help optimize revenue and maximize output.

Seamless

UMB Integrated Payables works seamlessly with your accounting system in a single, simplified process across systems, bank accounts and payment types.

Efficient

Improve control over payment timing to help your business manage your cash float each month and increase efficiency with single payment files and electronic processing.

Paymode-X

Paymode-X’s established network allows you to draw from the power of the 400,000 businesses already accepting electronic payments. Comprehensive vendor onboarding services help you manage and execute campaigns to your vendor community, including gathering and authenticating details and banking information.

Quick and easy payment automation

Increase accounts payable efficiency

Improve your vendor experience with value-add tools

Effectively manage your team’s productivity

Maximize your revenue share opportunities

Accelerate payables optimization

Eliminate payment obstacles like manual processing

Automate day-to-day functions

Transform AP from a cost center to a revenue generator

Are you running your payables or are they running you?

Efficient payment systems are critical to the success of a business’ operations and they’re continuing to evolve. Brian Hutchin, executive vice president and director of treasury management and commercial card sales at UMB Bank, provides insight into the changing payment landscape and how businesses can maximize new options available to them.

Today’s challenges are bringing tomorrow’s solutions for business payments

When it comes to business payments, questions abound—from how to solve everyday problems to predicting the next innovation in the space. Uma Wilson, executive vice president and director of bank product management at UMB Bank, explored the industry’s most pressing issues in a recent roundtable with other payables industry experts hosted by Bottomline.

Benefits of UMB Integrated Payables

Improve processes

UMB Integrated Payables is a critical solution for organizations using multiple payment types or that want to convert to electronic payments.

  • Improve vendor relationships with a positive payables experience
  • Optimize team productivity by reducing manual tasks
  • Simplify processing with a single payment file

Reduce payment fraud risk

Integrated payables solutions offer built-in protection against fraud to help you minimize the risk to your business.

  • Vendor validation
  • User behavior and risk scoring
  • Multi-factor authentication

Account features

  • Full service vendor enrollment
  • Single payment file for all payment types
  • Robust, active network of vendors
  • Eliminate paper checks
  • Electronic invoice delivery
  • Secure storage of bank account information
  • Enhanced remittance information
  • Faster cash application for ACH and card payments
  • Exchange business documents online
  • Track payment status

Cash flow management solutions for your business

UMB’s wide variety of business checking, savings accounts and treasury services can help you effectively manage your cash.

Explore our treasury services

UMB commercial credit card

Our credit card is a powerful tool to monitor payments, control cash flow and manage expense accounts.

Check out UMB’s commercial card solutions