HSA & Benefit Spending Accounts for Brokers

We have what you need to succeed

With UMB, you get the support and resources you need to maximize your client’s benefit account strategy. Plus, our unique HSA commission structure gives you three ways to earn and share in the value.

Become a partner

Broker/Agent Solutions


Benefit spending accounts

With UMB, your employee HSA and benefit spending accounts program will be made easy, effective, and hassle-free.

man viewing graphs on tablet

Business partner portal

Our business partner portal provides you with easy and secure access to real-time account information, along with reporting and data analytics tools.

HSA tax advantages

By implementing an HSA solution both you and your employees can benefit from significant tax savings.

HSA resources and education

Get answers to your frequently asked questions as well as access to a variety of helpful tools and calculators

HSA Contribution Limits

Are you 55 or older? If so, you could be making extra "catch-up" contributions











See full table of contribution limits, minimum deductible and maximum out-of-pocket expenses.


HSA Eligible Expenses

View the list of qualified HSA Expenses.

Connect with UMB Healthcare Services sales representative today

Unique earning options

When you work with UMB we will give you great opportunities to boost your revenue.  Connect with our sales team to learn more. 


Brian M. Hutchin CTP®, CHSA®

EVP and Director

816.860.1937 office

816.799.1125 mobile


All mention of taxes is made in reference to federal tax law. Neither UMB Bank n.a., nor its parent, subsidiaries, or affiliates are engaged in rendering tax or legal advice and this document is not intended as tax or legal advice.

Funds in an HSA Deposit Account are held at UMB Bank, n.a., Member FDIC.

Benefit spending accounts are NOT deposits or obligations of UMB Bank, N.A. and are NOT insured by the FDIC.

High-Deductible Health Plans constitute insurance products, which are not offered by UMB Bank, n.a. and are not FDIC-insured.