Life Insurance
Insurance solutions to help you protect your family and your legacy
We provide strategic insurance solutions to help with wealth transfer, business continuity, retirement planning and planning for the unexpected.
Life Insurance
Insurance solutions to help you protect your family and your legacy
We provide strategic insurance solutions to help with wealth transfer, business continuity, retirement planning and planning for the unexpected.
A legacy unique to you
We take the time to understand your story and, together with your advisors, select insurance options that help preserve and protect your assets and care for your loved ones.
Strategic insight
We help you research and select insurance solutions with an eye on the future, so you can establish policies that meet the needs of your family, no matter what’s ahead.
Comprehensive solutions
Our comprehensive insurance solutions allow us to deliver policies that are cost effective, tax efficient and flexible with long-term performance and value in mind.
To meet your unique insurance needs, UMB offers several insurance solutions, including:
Life insurance
We offer term, universal, whole and variable policies by top-rated insurance providers.
Disability income insurance
This policy can provide critical financial support If you're sick or injured and unable to work for an extended period of time.
Long-term care insurance
Assisted living or in-home care can be quite costly, which is why long-term care insurance is an important piece of financial planning. It's designed to protect your family and investments from the high cost of long-term care expenses.
Annuities
Annuities may provide tax-deferred yields and can avoid probate at time of death. Our competitive annuities can be a good vehicle for you to achieve your savings goals or provide you with income options for current retirement needs.
- Executive and retirement benefit planning
- Estate and wealth transfer planning
- Business continuity planning
- Planning for incapacity or disability
- Policy review and analysis
Custom portfolio construction and management
We deliver a full-service experience with a dedicated wealth advisor team providing customized investment guidance based on your goals.
Learn moreFinancial planning
Access innovative technology to evaluate your personal situation, understand your goals and create a blueprint that meets your financial objectives.
Find out moreFixed insurance products are provided by UMB Insurance, Inc. and variable insurance products are offered through UMB Financial Services, Inc., Member FINRA, SIPC.
UMB Insurance, Inc., is a subsidiary of UMB Bank., n.a. UMB Financial Services, Inc. is a wholly owned subsidiary of UMB Financial Corporation and an affiliate of UMB Bank, n.a.
Check the background of UMB Financial Services, Inc. and associated investment professionals on FINRA's BrokerCheck.
Securities and Insurance products are:
NOT FDIC INSURED | NO BANK GUARANTEE | NOT A DEPOSIT | NOT INSURED BY ANY GOVERNMENT AGENCY | MAY LOSE VALUE