UMB has long been an industry leader in offering small businesses the most current and relevant treasury management banking products built with the small business in mind.
UMB Lockbox Services
- Outsource collecting of your payment
- Provides accurate and efficient deposit process to maximize funds availability
Remote Deposit Capture
- Improved control over the deposit process.
- Extension of same-day processing window with next day availability.
- Reduced expense associated with maintaining multiple accounts due to geographic barriers.
- Reduced time and expense associated with making trips to the bank.
Mobile Remote Deposit Capture
- Check deposits can be made, using your mobile device, anywhere there's adequate wireless signal.
- Available for both Apple and Android mobile devices.
- Introduces an economical option to desktop scanners for clients with low volumes of daily checks to deposit or high volumes spread between multiple locations.
- Service is easy to use and convenient.
- Provides an unlimited deposit window for our clients who are not located near a banking center.
- Block all unauthorized Automated Clearinghouse (ACH) transactions
- Protects your accounts from fraudulent activity
- You can provide UMB with a list of checks to pay
- Protective checking system that monitors your account’s activity against your issued checks
- Suspect items are rejected and researched to determine accuracy
- All suspect items are reported to you for pay or return instructions
- Provides bank statement and check images via CD-ROM
- Simplify the reconciliation and research process
Direct Deposit of Payroll
- Safe, convenient and efficient method for both you and your employees
- More cost effective than paper checks
Check Recovery Services
- No-cost solution to collecting bad checks
- Converts returned checks into electronic items to increase your chance of collection.
- Receive 100 percent of every check collected
Online Account Management Tools
- UMB Direct, a robust, real-time account management platform that allows you to export reports, control access for multiple users and initiate wire transfers
- Online Business Banking, a simplified banking experience that allows you to quickly transfer funds from account to account, view transaction history and more
Designed for businesses receiving 1 to 100 checks per month