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UMB as your Financial Partner for Business Banking

We will work for you and your business

We are ready to help you reach your goals with a partnership that keeps you and your business moving forward. See how we build relationships through the eyes of our clients.

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Learn why UMB should be your financial partner. We will work for you and your business.

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Focused on you

At UMB, your business is not just a number. We get to know you, your goals and your values so we can be a partner throughout your business lifecycle.

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Strategic insight

We review your unique business needs and help you optimize your opportunities while strategically planning for the short- and long-term.

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Expertise and experience

Our team is made up of experienced professionals with deep technical knowledge, broad skill sets, and a robust understanding of the industries we serve and their unique needs.

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Take a look at some of our latest insights

  • protect company financial fraud

    Steps to protect your company from financial fraud

    According to the Association for Financial Professionals’ (AFP) 2025 survey‡, 79% of treasury and finance professionals reported payments fraud attacks and attempts in 2024. Companies continue to look for strategies for preventing fraud, which is leading businesses to make every...

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  • Oklahoma UMB

    Oklahoma roots and loud loyalty: How UMB serves the Sooner state

    UMB Oklahoma Market President Stuart Sullivan is a proud native Oklahoman. Here, he shares how his Oklahoma roots have influenced the leader he is at UMB, as well as how Oklahomans have shaped him through the years. I am a...

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  • One big beautiful bill obbba business owners

    The One Big Beautiful Bill Act: What business owners and operators need to know

    On July 4, 2025, the One Big Beautiful Bill Act (OBBBA) ‡ was signed into law by President Donald Trump. The sweeping piece of legislation included an array of provisions that impact both individuals and businesses. If you’re a Colorado...

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  • success commercial card program

    Three keys to success for your commercial card program

    There are more components to commercial card programs now than ever before, and corporate cards need to provide more benefits for their users than simply a payment method. While managing a card program may sound like a daunting task, the...

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  • batten hatches small business

    Batten down the hatches: Fine tune your small business plan for any economic environment

    In recognition of the more than 33 million small businesses in the U.S. and the nearly half of the American workforce they employ ‡, we are sharing helpful best practices to fine tune your business plan to weather economic shifts...

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UMB in the news

Across UMB, our associates are sharing their industry knowledge, earning recognition in their field and helping our customers succeed.

Review our media coverage

We're here for you in the Midwest. Contact us to set up a time to meet that's convenient for you.

More than a century of service

“For more than a century, UMB Bank has delivered comprehensive business banking services and asset management. The foundation of our business is building and maintaining full-service relationships based on our long-standing commitment to trust, integrity and quality.”

– Jim Rine, President and Chief Executive Officer of UMB Bank

MEET OUR LEADERS

Get to know who leads UMB

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Mariner Kemper smiling photo with tree and bank in background

Mariner Kemper

Chairman and Chief Executive Officer, UMB Financial Corporation
Mariner Kemper is chairman and chief executive officer of UMB Financial Corporation. He has been with the company for more than 30 years and has served and led in many roles.

Under Mariner’s leadership as CEO, UMB has grown from a $6.9 billion, Midwest-focused bank into a super-regional, financial services powerhouse with $71.8 billion in assets (6/30/25).

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Jim Rine headshot

Jim Rine

President of UMB Financial Corporation and President and CEO of UMB Bank
James Rine (Jim) is president of UMB Financial Corporation and president and CEO of UMB Bank, n.a. As UMB Bank CEO, Jim is responsible for the bank’s revenue generation and operations, including commercial and personal banking, institutional services, wealth management, information and technology, and credit administration.

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Shannon Johnson headshot

Shannon Johnson

Executive Vice President and Chief Administrative Officer of UMB Financial Corporation
Shannon Johnson is executive vice president and chief administrative officer (CAO) at UMB Financial Corporation. As CAO, Shannon is responsible for executive oversight of legal and compliance, internal audit, credit and risk management, human resources, and corporate strategy.

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Business financing and lending
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Treasury management
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Business checking and savings
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Cash flow strategies
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Payment services and credit cards
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Corporate trust and escrow agent
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Commercial real estate
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Fund administration
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Institutional investing

UMB Financial Corporation Overview

With our flat organization, we build solutions tailored specifically to the needs of our customers and their priorities. This attention to detail and our agile structure means more – more time, more efficiency and more connection with you.

View our latest financial fact sheets:

Reported earnings


Quarterly UMB Financial Corporation Fact Sheet

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We know how to serve you and your industry

Our specialized industry teams have deep technical and strategic knowledge of the challenges, needs and trends of their focus areas.

Explore our expertise